Mortgage lender refusal due to spray foam
Why it happens here
Lenders see spray foam as a hidden risk. It can conceal timber rot, block ventilation and make a property hard to value. In Layerthorpe, where many terraces were retrofitted cheaply, this is the number one reason homeowners call us.
Our approach
We remove the foam, inspect and treat any timber issues, and provide a documented report with photos. That report is what your lender needs to release the mortgage, and we can usually complete the work within a week of the assessment.