Mortgage lender refusal due to spray foam
Why it happens here
Lenders treat spray foam as a risk because it can hide timber defects and block ventilation. On a large estate like Tang Hall, where homes change hands regularly, this comes up again and again during sales and remortgages.
Our approach
We remove the foam to a standard surveyors accept, photograph every stage and provide a written summary of what was removed and the condition of the timbers. That documentation is usually what gets the lender over the line.